Razorpay Payment Gateway vs Stripe Billing vs Stripe Payments vs Wise Business
Features, pricing model, deployment and platforms side by side, in Finance. Only published information is shown; a dash means the company hasn't listed it.
| Company | Razorpay | Stripe | Stripe | Wise |
|---|---|---|---|---|
| Summary | Accept UPI, cards, net banking and wallets online – no setup fee. | Subscription billing and invoicing with usage-based pricing and revenue recovery. | Accept cards, wallets and local payment methods online and in person – no monthly fee. | Multi-currency business account for paying and getting paid in many currencies. |
| Type | Software | Software | Software | Software |
| Category | Finance | Finance | Finance | Finance |
| Pricing | Usage-based (pay as you go) | Usage-based (pay as you go) | Usage-based (pay as you go) | Usage-based (pay as you go) |
| Deployment | Cloud | Cloud | Cloud | Cloud |
| Platforms | Web | Web | Web | Web, iOS, Android |
| Best for | Small business, Mid-size, Enterprise | Small business, Mid-size, Enterprise | Small business, Mid-size, Enterprise | Small business, Mid-size |
| Company HQ | India | United States | United States | United Kingdom |
| Founded | 2014 | 2010 | 2010 | 2011 |
| Information source | Official website | Official website | Official website | Official website |
| UPI, cards and net banking | Yes | Not listed | Not listed | Not listed |
| Payment links and pages | Yes | Not listed | Not listed | Not listed |
| Subscriptions | Yes | Not listed | Not listed | Not listed |
| Instant settlements | Yes | Not listed | Not listed | Not listed |
| Developer APIs | Yes | Not listed | Not listed | Not listed |
| Recurring billing | Not listed | Yes | Not listed | Not listed |
| Usage-based pricing | Not listed | Yes | Not listed | Not listed |
| Invoicing | Not listed | Yes | Not listed | Not listed |
| Smart retries | Not listed | Yes | Not listed | Not listed |
| Customer portal | Not listed | Yes | Not listed | Not listed |
| Hosted checkout | Not listed | Not listed | Yes | Not listed |
| Payment APIs | Not listed | Not listed | Yes | Not listed |
| Fraud prevention (Radar) | Not listed | Not listed | Yes | Not listed |
| Local payment methods | Not listed | Not listed | Yes | Not listed |
| In-person terminals | Not listed | Not listed | Yes | Not listed |
| Multi-currency account | Not listed | Not listed | Not listed | Yes |
| Local account details | Not listed | Not listed | Not listed | Yes |
| Batch payments | Not listed | Not listed | Not listed | Yes |
| Business cards | Not listed | Not listed | Not listed | Yes |
| Accounting integrations | Not listed | Not listed | Not listed | Yes |
| Screenshot | — | — | — | — |
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