Sage Accounting vs Xero Accounting vs Zoho Books
Features, pricing model, deployment and platforms side by side, in Accounting. Only published information is shown; a dash means the company hasn't listed it.
| Company | Sage | Xero | Zoho |
|---|---|---|---|
| Summary | Online accounting for small businesses and sole traders. | Cloud accounting with bank feeds, invoicing, bills and reports. | Online accounting with invoicing, banking, inventory and tax compliance. |
| Type | Software | Software | Software |
| Category | Accounting | Accounting | Accounting |
| Pricing | Subscription | Subscription | Freemium |
| Deployment | Cloud | Cloud | Cloud |
| Platforms | Web, iOS, Android | Web, iOS, Android | Web, iOS, Android, macOS, Windows |
| Best for | Small business | Small business | Small business, Mid-size |
| Company HQ | United Kingdom | New Zealand | India |
| Founded | 1981 | 2006 | 1996 |
| Information source | Official website | Official website | Official website |
| Invoicing | Yes | Yes | Not listed |
| Bank reconciliation | Yes | Not listed | Yes |
| VAT returns | Yes | Not listed | Not listed |
| Cash-flow forecast | Yes | Not listed | Not listed |
| Mobile app | Yes | Not listed | Not listed |
| Bank feeds and reconciliation | Not listed | Yes | Not listed |
| Bills and expenses | Not listed | Yes | Not listed |
| Sales tax returns | Not listed | Yes | Not listed |
| Adviser access | Not listed | Yes | Not listed |
| Invoicing and quotes | Not listed | Not listed | Yes |
| GST and VAT returns | Not listed | Not listed | Yes |
| Inventory tracking | Not listed | Not listed | Yes |
| Client portal | Not listed | Not listed | Yes |
| Screenshot | — | — | — |
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